Ultimate Guide to Using Trusts for Asset Protection in Real Estate Investing

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Category: Asset Protection

Tags: assetslawsuitsprivacyprotectiontrusts

Entities: DaveGarn-St. Germain ActLou BrownMaximum Asset ShieldRichard

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Summary

    Asset Protection
    • The importance of asset protection, privacy, and probate avoidance was emphasized.
    • Assets in your own name are at risk and can make you a target for lawsuits.
    • Using trusts can separate you from your assets legally, providing a layer of protection.
    • Trusts can help avoid the 'lawsuit lottery' and protect your wealth.
    Benefits of Trusts
    • Trusts offer privacy, protection, and control without ownership.
    • Different types of trusts, like land trusts and personal property trusts, provide various benefits.
    • Trusts can help avoid probate, saving time and money for your heirs.
    • Trusts allow for control over assets and can be structured to benefit heirs directly.
    Personal Stories and Lessons
    • Richard shared his experience of losing a $6 million portfolio due to improper asset protection.
    • The importance of not being the trustee of your own trust was highlighted.
    • Real-life examples stress the need for proper asset management and protection.
    Event Information
    • The Maximum Asset Shield event focuses on teaching about trusts and asset protection.
    • Participants will learn how to set up and manage trusts effectively.
    • The event includes practical sessions on creating trusts and understanding legal documents.
    • Special offers and contests were mentioned for event participants.
    Actionable Takeaways
    • Get your name off public records to protect your assets.
    • Use trusts to separate yourself legally from your assets.
    • Consider the benefits of different types of trusts for privacy and protection.
    • Avoid being the trustee of a trust where you are the beneficiary.
    • Attend educational events to deepen your understanding of asset protection.

    Transcript

    00:00

    well love having you guys here today we are going to do a a different kind of web class where you're gonna it's gonna really be audience participation to give you an opportunity to really ask the

    00:16

    Deep questions and really get into what's going on in your world and what might be stopping you in protecting yourself well one of the things that stops people in protecting themselves is the age old you don't know

    00:35

    what you don't know and the truth is that a lot of people don't realize how important it is to create a privacy an asset protection a probate avoidance and

    00:51

    a profits opportunity um and so as a result they don't do anything and then all of a sudden there's a knock at the door and there's a challenge that you weren't anticipating uh obviously as entrepreneurs we're in

    01:09

    business and in business you have the chance of being sued and if you are sued the question becomes what are you going to do about it uh are you in that world

    01:24

    have you uh opted into that world and did you allow yourself to be opted into that world which is a whole other world a whole other thing to learn

    01:39

    I'm admitting as I'm talking to you here there's a lot of people coming in a dark World Richard says yes it's a it's a dark challenging world that can be avoided that's the other thing I like to share with people is goodness gracious

    01:55

    we don't have to do this uh but we do have to learn the rules we have to learn what is a challenge that all of us could be facing and probably will be facing the odds are if you're in the real

    02:12

    estate game sooner or later somebody's going to take a run at you why why is that because people have observed the system they've observed that they can win at the game of lawsuit Lottery right

    02:29

    and so in the lawsuit Lottery game they have uh you know a 50 50 chance of winning and that's a pretty darn good chance I mean it's a lot better than the lottery isn't it because because the lottery you know

    02:45

    one in a million or a billion that you're gonna win but heck in a lawsuit Lottery the odds are a lot better so I've definitely been the victim of that and I say Victim Because we do good business and we do very great things and

    03:03

    great works in our community we change a lot of people's lives we give them Solutions if they're sellers we give them Solutions if they're lenders and we give them Solutions if they're buyers or renters so the

    03:19

    services that we provide to the community are great so if someone wants to take a run well it's only because they're trying to win at the game of lawsuit lottery so the question becomes what is it that we can do how can we

    03:36

    operate in a different realm so to speak and uh have our cake and eat it too so number one you've got to get your name off public records in other words anything that you own in your name and

    03:53

    let's be interactive here how many of you have assets in your own name and that means real estate that means Vehicles stocks bonds mutual funds bank accounts anything that's in your own name that is

    04:11

    at risk and so when it's at risk you really have to well first of all you have to know that it's at risk to begin with you have to you know it's it's sort of like you have to admit that there's a problem before you can allow for a

    04:27

    solution to come in and so that's the game that uh unfortunately people are playing against us you might have been raised that having Assets in your name was a valuable thing and an exciting thing and something that

    04:45

    you want to to create in your world because goodness gracious if you've got assets in your name you're getting ahead in this world you're you're taking advantage of what God has created and the opportunities that present

    05:02

    themselves to everyone that everyone can take advantage of but if you didn't actually do something about it than somebody else can come along and not do all you did to get what you got they can

    05:17

    just get what you've got so the real opportunity is to do something about it and that's likely why you join me today so we've already established that many of you have Assets in your own name

    05:33

    and that's the first criteria really is to get assets away from you you want to divide and conquer not have anything in your own name now the next thing is well

    05:50

    if that is what there is to do and I've bought into that concept then how do you do it so let's start with the reasons for getting things out of your name Let's uh

    06:07

    open it up and all of you can participate in this you can come off mute and just share what is it what would be the reason that you would want to have assets out of your name

    06:25

    privacy privacy so Dave says I don't want other people to know what I've got is that right Dave yep now why would that be uh it's none of their business

    06:40

    that is true that is true it's none other business uh it's not no one's business what you own and how much you have and in fact it's not a positive thing to really let people know what you

    06:56

    have because on the other side are folks that again don't want to do what you did to get what you got they just want what you got you become a Target and unfortunately you have made yourself a Target only

    07:12

    because you didn't know any better right and that's really what they do uh obviously is to have you go down a certain path and you know psychologically having things in your name is a good thing until somebody

    07:29

    comes for what you've got and then it's a super bad thing uh you know one of the great things about trusts is it separates you from the assets you it's it's a legal separation

    07:45

    of you from the asset so that legal separation and it's a it's a solid dividing line there's you and then there's your assets and if you

    08:01

    are with your assets if they are in your name then they can get through you to your asset but if you separate that and you create a u that's only you and then you create

    08:18

    Assets in a separate name because you don't own them anymore legally you don't own them anymore legally it's not you legally it's the trust and the trustee that owns that

    08:36

    asset they own it not for themselves but for the benefit of someone or someone's to come and so that separation of you from the assets is a very very important legal

    08:53

    step to get people away from you and actually to have you not look like a fat juicy Ripe Tomato right that they just ripe for the picking and take it away

    09:08

    so they look up your name and they don't find anything and they don't find anything because you don't own anything and that's legal moral and ethical so who else wants to share why it would be a good idea not to have Assets in

    09:25

    your name so they've shared privacy being one well Luke I I got a story I think I haven't shared with you but I think it would be really

    09:40

    good for this conversation okay Richard welcome I thank you thank you obviously I'm one of your star students I got started using your paperwork back in 96 okay

    09:56

    and but I also got paperwork from other people so I combined all this paperwork together to to build a multi-million dollar real estate business using doing exactly the creative financing the creative investing strategies

    10:12

    uh that you teach because what you teach is exactly how to do it okay so now I do good business I have high integrity I didn't think anybody would ever come after me so I use your paperwork because

    10:28

    you have the best paperwork absolutely hands down so I used your paperwork for buying and selling and doing rent to own and owner financing actually I used another set of paperwork for for some of my installment land contracts in

    10:43

    Colorado and someone else's trust documents now I lost a six million dollar portfolio in 2015. I lost every 56 properties from a

    11:00

    frivolous you could call it a frivolous government lawsuit and if the government comes after you the only reason they come after you is because your name's on public record here's what I did wrong I put all of my all my properties would

    11:15

    go into a land trust right because of what I've learned from you right but I was the trustee and my company was the beneficiary and they so they look up my name on public record and they see thousands of

    11:31

    transactions and they say all these properties and I became a Target and I thought no one would ever sue me I just thought it would never happen I think that's the biggest mistake because someone who does good business like you and as you know you can get sued for

    11:48

    anything and the in the stupid thing that I did is I had my name all over public record and I would go out and teach Real Estate Investors my marketing what I do in my business and brag about all the properties that I own right that's a so yeah don't let you don't want anybody to

    12:06

    know what you own and I also didn't use your uh prop your I didn't put my stuff in uh Personal Property Trust like you taught that my house was in my name and my wife's name and even though the the

    12:22

    lawsuit was against my company because I was a sales rep representative for my company as a registered Securities dealer so I could broker private money in my early part of my business they actually took the deed un

    12:39

    unlawfully from my wife they could kind of do it from me but they couldn't do it for my wife but they did it anyways you don't there's not enough money to fight a government lawsuit so uh the time to set this up is now and

    12:56

    then keep it keep everything out of your name get your name off public record just exactly how you instruct and then keep it off of public work every time you get a new asset every time you own things I mean again your bank account your car your home everybody owns stuff

    13:14

    all of that is is at risk everything you own is at risk if it's in your name and not only not only do you teach the trust but you also teach the advanced strategies behind you know who's the beneficial interest and all that and

    13:31

    Richard thank you so much for sharing that that is a powerful story and you know obviously extremely challenging when you're the one that lived it and lives it as a result of what happened uh

    13:46

    it should be a wake-up call for every one of you to realize you don't know when you don't know where you don't know what and I I did do nothing wrong I do good business and it was only because they knew I had a lot of assets and even

    14:02

    though it was all bogus they still because of the process that they used during a lawsuit you when there's a lawsuit nobody wins except the attorneys right and that type of thing you just you just you want to avoid it and then so once you avoid it and then

    14:18

    you want to have the confidence if you are targeted it's like okay I'm ready to play this game because I'm already protected amen you know it's one of the things and you know I was forced by the government to learn about trusts when they changed the law I was already

    14:34

    smoking and rolling buying property by taking over existing financing back in the day they had the n e n q loan not escalating non-qualifying loans so for 45 dollars you could step in and take over somebody else's financing it was awesome so if they were 15 years into a

    14:52

    30-year loan boom you just step into year 15 of that amortization and continue to pay it and it was great and then they passed the Garn Saint-Germain Federal depository institutions Act of 1982 and all of a sudden the rug was

    15:09

    pulled out from under us and we were told you can't do that anymore and I said well now hold on why not and they said well you know now the banks have the right to put the do upon sale clause in the mortgage and so as a result of that you can't play anymore and it's

    15:26

    like what what do you mean I can't play anymore so I decided to read the law and what did I find way down deep in there were exceptions and one of the exceptions is when you place your property into trust essentially for

    15:42

    estate planning purposes the lender is prohibited from calling the loan dude the word prohibited is in there so it's like wow I like that prohibited thing and so I I need to learn about trust

    16:00

    because that's the only thing that allows me to continue to play in this Arena without having restrictions because Banks restrict the number of deals you can do they say you are at risk you are a risk if you're doing multiple deals

    16:15

    we want to we we'll let you have one or two we'll let you have four but we don't want you to have a lot of properties so that's exactly what happened in that Arena where they came and they they said okay we're gonna try to constrict this

    16:32

    part of the economy and we're gonna say there's a a few of you can have a little bit better life than everybody else but not a great life like you could have if you didn't have these constructions and restrictions so I said okay well let me

    16:49

    just learn about these trusts and sure enough it was that Avenue that got me to discover the most amazing entity on the planet bar none so whether you've heard of llc's or

    17:07

    corporations or limited Partnerships it means nothing compared to trusts so you do a side-by-side comparison and I've got 30 more benefits on my side

    17:22

    on top of what you could have using llc's corporations or limited Partnerships so in other words we are able to you know 30X you know the the few benefits that you may get from using those other entities and so when I

    17:40

    started discovering what it was and how it really works I also discovered something important that there's you The Sovereign being on the planet with direct access to God direct access to

    17:56

    your maker direct access to your to your Superior power and then what is next there's you there's

    18:12

    excuse me there's God right God is first then there's you then there's your family and then there's government so in other words you are above government not below government so in this journey I

    18:28

    discovered that the government has a role but you're the one who gave them that right and that role you are the one that empowered them they don't Empower you but through the use of Licensing and

    18:46

    restrictions of all kinds regulations of all kinds they have made people think and even believe that they are under the government but it is exact opposite

    19:01

    so it was all through the discovery and study of trusts that gave me that access to that information so then I discover that and I discover the power of the contract and those of you who don't know

    19:18

    this a trust is nothing more than a contract it's a contract between the trustee of the trust who's not you if you're the beneficiary it's the contract between the trustee of the trust and the beneficiary of the trust

    19:35

    and you do not have to be that person so it really opens the door to you being able to have control without ownership which is you might have heard that from

    19:51

    J Paul Getty where he said I don't have to own it if I can control it and if I can get the benefits from it I don't have to own it so that's one of the unique benefits of trust is there's assets and they are held in that

    20:09

    contractual relationship and they could be yielding benefits to you or to your family or to others and you could get paid for managing those assets you could

    20:24

    get paid for owning those assets so there's really cool things that can happen inside that contract well the cool thing about contracts is they do not have to be published they do not have to be on public record for everyone

    20:40

    to see so to Dave's point about privacy you definitely can get that with trusts because you're not out there in the open on public record as someone that has any interest whatsoever in that trust and by

    20:57

    the way you might not have any interest in that trust so that's another of the great benefits of trust is that uh what is so today may not be so tomorrow so in

    21:12

    other words if you were a beneficiary today you might not be a beneficiary tomorrow you could be removed from that position you could remove yourself from that position both in a trustee or successor trustee

    21:29

    position you don't have to be that trustee come the next day you could even start off as a trustee and resign right away but on public record the trustee is right there well the question might become who else might

    21:47

    be involved in this trust so there's a process by which you learn these things and like I said with 30 different benefits of trusts there's a lot of different things that could resonate with you and

    22:04

    could benefit you so while one might not be a big commitment on your part or a big benefit to you on your part the other may be incredibly beneficial to you so you start to take that apart and

    22:21

    realize that there's many different benefits of trusts so I call them the four Ps uh privacy protection now why do I say protection well how many of you believe that you

    22:37

    would be protected if someone took a run at the asset and that's the only asset that's in there so as opposed to the attorneys say Let's uh let's get an LLC

    22:53

    and then you can protect all your assets because it's in that thing called a limited liability company and well okay so it limits the liability of who you so if you are the one conducting

    23:10

    business as an LLC you have limited liability but there's no limit of liability against the stuff that's in that LLC so anybody can take a run at that LLC and get anything that's in there so if

    23:28

    you have 10 a dozen properties all of a sudden somebody takes a run at the LLC that owns all of those things and they might get a big fat judgment against that particular entity so now we run into the other challenge of all this

    23:48

    um opportunity to protect ourselves and then if we don't do it we're not protected at all because that first thing that we were talking about today and that was if it's in your name it's

    24:04

    in your name they can come after you go through you and get to anything in your name they can attach on public record anything in your name they can do what's called a list pendens which means lawsuit pending and so that

    24:22

    means that if you were to go to sell any of those assets mortgage any of those assets pledge any of those assets as collateral for a loan Oh no you're going to have to clear this this lawsuit before anybody would allow that asset to

    24:40

    be used for collateral well now let's contrast that with a trust let's say that each one of those 10 properties is in a separate trust and let's say that you needed to raise some money to

    24:56

    defend yourself against an attack on one of the trusts well you could do that because the other properties are not attached at all there's no list pendants against those properties there's no lawsuit pending against those properties

    25:12

    so as a result those properties are free to be used for collateral to raise money to sell to to do anything you wanted to with them so separating your assets from yourself

    25:30

    is step one separating your assets from one another is step two don't put all your eggs in one basket because that basket can be attacked and so that the fact that

    25:48

    you've got one asset in one basket that is just fine because we can like a seahorse we can grow a new leg we can grow new appendages if we lose one but if we lose all of them it's hard to come

    26:05

    back and Richard's story earlier about losing a six million dollar portfolio should be very instructive to everyone on here because that is a powerful powerful lesson and you make a mistake

    26:21

    fortunately he wasn't wiped out of the game because of that but it certainly wiped him out for years and wiped out years worth of work that it took to get to that six million dollar portfolio can

    26:36

    you just imagine what that took to create that 56 properties all of a sudden it's gone and one Fell Swoop all because there was some uh there were some steps not taken and there were some

    26:54

    benefits not taken advantage of and the mistake that Richard made is a common one where people learn okay these trust men they're awesome they're beneficial however I don't want to trust anybody

    27:09

    else so I'm going to trust myself to be the trustee of the trust well big huge mistake as Richard shared yeah right you should not be in there anywhere that you're you're going to

    27:25

    be able to take advantage of the benefits of the trust uh you you you can be a manager but don't be the trustee and don't be even the beneficiary uh someone else or someone else's could be

    27:43

    the beneficiary of your trust but one of the great things about a land trust is that the beneficiaries can be changed and it's a contract between the trustee and the beneficiaries so beneficiaries

    28:00

    trustees can be changed now as that process is going on realize that you have control without ownership on public record so the public is seeing what

    28:18

    they're seeing the name of the trusts and the name of the trustee that's it now if they wanted to serve a lawsuit they have to go find that trustee well where is that trustee well they might be next door they might be in Alaska

    28:36

    and that makes it difficult for someone to navigate their theft of property now when I say theft of property I want I mean that sincerely because uh if you

    28:52

    are doing business the way we teach at Street Smart we are teaching you to do good business do authentic business do the right thing do the good thing take care of people give people opportunities

    29:09

    and uh through our doing good while doing well that's exactly the design that all of you should be and can be doing good business there is plenty plenty out there that you don't have to

    29:24

    beg borrow and steal you can you can absolutely be truly blessed in this business there's plenty plenty plenty so with that in mind then you go about doing good business period now

    29:42

    do you if you are doing good business as Richard said do you have to protect yourself absolutely why do you have to protect yourself because there's Predators out there there's folks that don't want to do what you did to get

    29:58

    what you got they just want what you've got so you think to yourself all right so who am I in the matter well many of you raised your hand earlier and you said and admitted you've got Assets in your own name right now

    30:14

    that's the starting point we gotta get assets out of your name and we got to train you on things that uh that Richard shared you know for example don't be the trustee of a trust that you're the beneficiary of as well

    30:30

    you know what did you do you created a legal thing called merger of interests and when you create a merger of interests then you have effectively negated the trust so it's very important

    30:47

    legally that you separate you from those assets and that is a very solid black line they're you and then there's the assets over there held by what someone else someone else and if

    31:05

    they want to get those assets they got to go find to someone else and they gotta sue the someone else uh they might be suing you too but they gotta go find that and serve that and bring that someone else into the lawsuit

    31:21

    uh if they want those assets so what does this do well it has many benefits from a lawsuit standpoint because really if you think about it lawsuits are extremely expensive and and

    31:39

    that process of going through this little experience with this particular ownership type is much more expensive than going after you personally for assets that are in your

    31:55

    name right because they already got you and they they gotta direct access through you to those assets that are named on public record and they've got a Prohibition against you being able to use those assets to

    32:12

    raise money to protect yourself so these are very important aspects of that first thing that we talked about about you're having Assets in your own name and then next learning that you got to

    32:27

    separate not only yourself from your assets but your assets from one another all right so we've established that privacy is a good thing we've established that not having your name as an owner of anything even if it was an owner in the past that's okay because

    32:45

    legally that has nothing to do with the matter if you used to own it big deal that doesn't prove anything Legally Legally it has to be in the they have to sue the entity that owns that asset

    33:02

    and whether they try to drag you into it or not has nothing to do with that entity that owns that asset they have to get to that entity and Sue that entity for whatever that entity did wrong in their eyes right or their attempt to

    33:20

    steal whatever the case may be so insulating and isolating yourself from your assets is is part of that privacy aspect as well so we've talked about protection so that people can't come

    33:38

    directly and they can't get all your eggs in one basket now let's talk about profits and one thing I mentioned earlier is I was forced to learn about trusts because the government forced me to they created a

    33:54

    law that interrupted my business plan that created a law that made it difficult for me to take over existing financing on property that was a perfect business model oh my gosh when you don't have to go to the bank and qualify for

    34:11

    loans how many of you love the idea of not going to Banks and not qualifying for loans and yet buying assets right how many of you love that idea isn't that a beautiful thing so yes and you can go to you can go to chat and

    34:27

    communicate with me as well in fact I love that because you're thinking you're realizing just how powerful and important this is so as a result of learning that we had a process that we could protect ourselves and we could

    34:45

    also allow a seller to place their assets into their trust and instead of buying the asset we could buy something that the trust produced which

    35:02

    is a beneficial interest so rather than buying real estate that real estate is in that trust so that's already a done deal when the seller places their asset into their

    35:18

    trust that's a done deal now what has produced by that seller creating that is a beneficial interest that beneficial interest can be sold

    35:33

    that beneficial interest can be pledged as collateral for a loan so then in other words that beneficial interest is what has the value now let's make this point that there's

    35:51

    many different trusts out there so we we have the llc's corporations limited Partnerships that kind of like the world uses and then there's a select few that know about trusts well now there's a subdivision inside trust as well so

    36:08

    there's about 30 different kinds of trusts so now we get to this this other subdivision called a land trust so a land trust is different and unique to other types of trusts so again what is a

    36:27

    trust a trust is a contract that contract has value that contract establishes a relationship it establishes who's going to hold the property for the benefit of another or

    36:44

    others okay so given that contract what could that contract have well that contract could have some unique features for example that contract could flip the script on

    37:00

    how trusts are done so a typical trust the trustee is in charge the trustee has the control over the purse strings the trustee can do anything the trustee

    37:16

    wants to do that's in one kind of trust but in a land trust it's the beneficiary who has the control the beneficiary tells the trustee or the director what to do now the director is another role I

    37:32

    won't get into that today but here's the point that that the beneficiary is the driver of the Train the beneficiary tells the trustee sell the property or mortgage the property pledge

    37:49

    the property as collateral and that's it that's it and the beneficiary can tell the trustee to do that because of that unique feature called a land trust that unique type of trust all right so what is it

    38:07

    that gives us a great benefit here because if you're a beneficiary you really can tell the trustee the trustee can't steal your assets the trustee can't control the purse strings the trustee can't do anything until told to

    38:23

    do so by the beneficiary how many of you love that type of trust is that a beautiful thing all right so now as you're thinking this through the next piece of the puzzle so we've got that that

    38:40

    profits that can come from a seller choosing to place their property into a land trust and then as the beneficiary the seller can choose to sell the asset

    38:56

    that they have which now is no longer the real estate it's the beneficial interest of the trust now why is that because that contract says that the beneficiary does not own the real estate that beneficiary only owns an interest

    39:13

    in the avails and proceeds which may flow from the trust so when that comes down instantly by the way to the beneficiary then the beneficiary can do

    39:28

    anything the beneficiary wants to with their avails and proceeds right so the avails are the benefits for example tax benefits that may flow from the trust owning the real estate

    39:43

    there's tax benefits those flow right through the trust to the beneficiary so now the beneficiary can use those to offset other income what a great thing all right the next thing is that that trustee that beneficiary rather can have

    40:02

    uh can use that interest in any way they want to they can sell part of that interest or they could sell all that interest to what someone else so now the someone else in our world is a personal

    40:19

    property trust so the personal property trust comes along and purchases that beneficial interest from the seller who placed their property into their trust so it's the seller's trust and then the

    40:35

    seller might choose to sell their personal property which is the beneficial interest of the trust and who are they going to sell it to they're going to sell it to another trust not to you but to another trust so if someone

    40:52

    gets through the land trust what are they going to find another trust and they're going to have to now go find that trustee and uh who that beneficiary might be so it creates back to that other P called protection

    41:08

    the protection comes from the benefits of if the one trust is sued what they're going to find is another trust and when you couple the benefits of the land trust and the personal property trust

    41:24

    boom you are Off to the Races because it makes it so difficult for someone inexpensive for someone to come after you now again we teach this for the good not for the bad so we expect you to do

    41:41

    good business not say oh I can get away with something because I'm using this type of vehicle we don't want that we want you to use this for your own personal good and by the way that's the fourth p and that is probate avoidance a

    41:59

    benefit that is not provided by any other entity so if you if you've lived probate before how many of you have lived probate before from a family member you had to be the one to deal with probate well that as anybody who's

    42:18

    lived it can express it is difficult it's challenging it's costly it's confusing you often have to incorporate attorneys you have to get you have to get judges you have to use a different

    42:34

    Court called Probate Court which takes the asset away from the dead person and gives it to the rightful living Heir what pain that is and it can be avoided it can be avoided when

    42:54

    your parents your grandparents they Place their property into trust for estate planning purposes Boom the instant of death where they were the primary beneficiary the instant of death it passes to the named beneficiaries per

    43:12

    contract by operation of law so as a result of that we don't have to go to court we don't have to use attorneys we don't have delay we don't have expense we've got an amazing opportunity because

    43:29

    of that other feature of the trust now I've only touched on four benefits of the 30 benefits of trust but it is a very powerful thing and it's something that that I want you all to truly experience

    43:46

    um the reason I want you to experience it is not for a personal gain on my side it is because it's personal gain to you and to your family and this is something that by setting it up this way you're

    44:03

    actually gifting and giving a wonderful wonderful inheritance that's over and above the actual money and property that you're going to be passing on to your heirs the fact itself that the trust was used is

    44:21

    already going to be a huge benefit and by the way even if you just have a vehicle just have a bank account just have your own personal residence it's worth it it's worth it to learn

    44:36

    this it's worth it to do this because you are going to be gifting a wonderful thing to your heirs so not only do you need to be thinking about this for you and your heirs you need to be thinking about this for your parents and your

    44:53

    grandparents because if they have not availed themselves of this wonderful thing called trusts then well you're the one that's going to have to actually deal with the probate and or there's going to be a family breakdown where

    45:10

    everyone is going to have something to say about everything and as a result you end up being in a quagmire where you may not end up with anything as a result

    45:26

    all right so I want to give you guys a couple of things today I'm going to give you some gifts and these gifts are fantastic in fact let me share screen here for just a sec and and go to this

    45:43

    uh and share a slide let's see here oh there it is all right so uh maximum asset

    46:01

    shield.com forward slash I guess it didn't copy but forward slash contest forward slash contest so we're going to create a contest here and we want you guys to benefit from what I'm teaching

    46:17

    you today and we want you to benefit in a very profound way uh that means that what I'm giving you is an opportunity uh that's what happened it went to the

    46:32

    bottom instead of at the top where I had saved it as contest there it is all right maximum assetshield.com forward slash contest

    46:48

    now when you go to that site you're going to be able to enter a drawing for a free ticket to maximum asset Shield but wait there's more not only can you get a free ticket you

    47:04

    can get a second free ticket for your spouse your significant other or your 100 business partner uh and not only that if you have pre-registered for Mas

    47:20

    meaning today you can register for maximum asset Shield then because of that you're actually going to be able to qualify for a 2 000 cash bonus now that means that that's only

    47:37

    open to those that have registered uh for maximum asset shield for those that are coming for the first time so those of you that uh have been before you are what's considered to be a

    47:54

    repeater and you're in the contest too so repeaters can participate and uh and definitely get the opportunity to get yourself to Mas now those of you that have been before well I can assure you

    48:10

    that you should be there again and the reason is that there's a lot to learn when it comes to trust there's a lot to learn when it comes to trusts and uh you heard what you heard when you heard it and you didn't hear other things that I

    48:27

    said that you just weren't prepared to hear maybe because you were thinking about what you heard and how you're going to implement that and you didn't hear what I said in the next paragraph or the next session so it's important to be able to repeat this class and so if

    48:45

    you've been before you can come again uh definitely as a repeater now what are you going to learn at maximum acid Shield the answer is we're going to go through the whole process of what trusts are how they work and how you fit

    49:04

    in so what I want you to do is bring a deed with you to class and you sitting at your seat can absolutely fill out the paperwork with your own personal situation you're going to create your own trust name you're going to create

    49:21

    and decide on whom to use as your trustee we're going to spend a whole session on just the trustee and how to select your trustee and what to do to protect yourself against an unscrupulous

    49:37

    trustee and then we're going to talk about your successor trustee we're going to learn who to use there and then we're going to learn about naming strategies for trusts all kinds of different naming strategies that on public record can benefit you

    49:52

    greatly and then we're going to talk about the document itself the Declaration of trust and land trust agreement we're going to go over the valuable things that are included in there and really teach and train you on why those things are there

    50:09

    not just words on a paper not just a contract that's being created but why is this created in the way that it's created and what is the benefit to you of those sentences those paragraphs and

    50:25

    those documents now again using your own situation you're going to create what's called a land trust creation information worksheet and there in class we're going to make a lot of decisions including who your

    50:42

    beneficiary or beneficiaries might be of course you can change them at any time the point is you got to get started somewhere and for most of you trust is a 100 percent new information thing so we

    50:58

    got to start with your basic understanding of what it is how it works and how you can benefit from it now yes we are going to talk about llc's corporations limited Partnerships and how they fit with trusts and how you can use what both of these so if someone

    51:16

    were to get through the land trust and the personal property trust they might find an LLC that they now have to attack so there's reasons that we can use other entities and definitely create privacy

    51:31

    using or create protection using an entity that's out in the open on public record so we'll be talking about that and contrasting we'll also be talking about the best states to have those kind

    51:47

    of entities is in because the states compete against each other and in that competition they can they create some very valuable laws that are distinctive and you need to be aware of because

    52:03

    these laws are highly beneficial to you if you know about them and it's just like any law if you don't know about it you can't take advantage of it so it's important to be exposed to that

    52:18

    and then we're going to talk about living trust so we're going to go through the the land trust what it is how it operates we're going to go through the six important documents of land trust actually fill them out in class the appointment of trustee

    52:33

    appointment of successor trustee the Declaration of trust and land trust agreement the instructions to the closing agent the deed itself that's going to transfer your asset into trust and the Affidavit of trust the magical

    52:50

    Affidavit of trust that by being registered on public record allows you to continue your anonymity and your privacy so those six documents we're going to do and we're also going to do a personal property trust now

    53:07

    remember that the personal property trust can be the beneficiary of the land trust but more the personal property trust is also a vehicle that you can use for your stocks bonds mutual funds bank

    53:22

    accounts CDs sea dues motor homes motor homes mobile homes rather gun collections coin collections jewelry Collections and the beneficial interest of a land trust so there's many

    53:40

    different things we can use a personal property trust for so I want you to learn how to use and do a personal property trip so we're going to do that in class and you can bring a vehicle title with you to class if you want to transfer a vehicle into trust and why

    53:57

    wouldn't you or you're not going to transfer it to a land trust you're going to transfer it to a personal property trust and then the third thing you need to learn is how to open a bank account in trust and there's a process for that

    54:12

    and there's the right way and there's the wrong way and we definitely want to do that we want to learn you know what to record how to record it on public record we want to learn about opening bank accounts we want to learn about transferring titles at the Department of

    54:29

    Motor Vehicles there's many different steps in the process and we're going to go over every one of those so that you are equipped when you leave class with those already done now the third trust we're going to cover is a living trust that could be the

    54:48

    beneficiary of your land trust and personal property Trust and then the other trust we're going to cover is something called the elite trust and the elite trust is to flip the coin of the land trust meaning it's the

    55:04

    exact opposite it shares the name trust but it does things that the land trust does not do and for some of you that could be highly beneficial for example if you're a W-2 wage earner and you

    55:21

    would like to protect a lot of that income and you would like to avoid a lot of the taxation on that regular W-2 income you can do that using the elite trust and Foundations so we're going to

    55:38

    cover what that is how it works give you an opportunity to learn more about that but wait there's more we're also going to talk about borrowing money using trusts we're going to talk about uh insurance and the land trust we're going

    55:55

    to talk about your homestead exemption and how you can continue to maintain that homestead exemption and we're going to talk about some other great things that uh that I'm not going to disclose here but it's definitely some great

    56:12

    stuff in class also I've got a CPA that's coming a master CPA that has knows and uses and loves trusts and he's going to tell you about tax benefits and

    56:29

    about amazing tax benefits that you're probably not aware of and that are in the tax code so he's actually going to cite the tax code and show you the things that you can take advantage of so all of that is why it's a four-day event

    56:45

    because it there's a lot to cover in that four days and there's a lot to be able to navigate during that time so I want to invite all of you to be part of that and as a gift as a bonus for coming

    57:01

    you're going to get this marvelous thing called autofill so at your at your seat you're actually going to be working through the manual and filling out documents by hand but we're going to give you some magical

    57:16

    software that all you have to do is fill out one page press a button and it automatically autofills all of your documents so you can create as many trusts as you want to for yourself and be able to separate those assets

    57:34

    from one another like I said one of the things we want to do is we don't want to put all of our eggs in one basket we want to have different baskets separate baskets to separate the assets from one another and that's exactly why it's

    57:50

    designed the way it is so you want to have an easy way of doing that and that is This Magnificent autofill that allows you to fill out that one page and automatically autofill all your documents so that is a brief synopsis of

    58:06

    and by the way there's many more benefits and bonuses that come with uh coming to the class now when you go to maximumassetshield.com forward slash contest I want you to know that there are some gifts there and when you

    58:23

    partake in those gifts you get an extra entry into the contest so we actually want to gift you some things and allow you to learn about more now some of you know that you want to go

    58:40

    ahead and join us for maximum asset Shield you can go to maximumassetshield.com and register right away the other way you can do that is to call 1-800-578-8580 and talk to Dennis and he'll get you registered and the reason

    58:58

    you want to register now is because it's part of the contest those of you that are already registered this is important those of you that are already registered get not only the entry into the contest but you also qualify for the two

    59:16

    thousand dollar extra bonus uh and that the only way that's going to happen is for those of you that are pre-registered so you do have to register in order to take advantage of that now you might want a payment plan well we're doing a two pay so you can do

    59:33

    a half now this month and half in October before the event so that gives you an opportunity uh you know I was just talking to my MX last night and they say okay your your statement closed uh yesterday so that means opened it by

    59:51

    loving it so you might have opened the buy this month and open to buy next month before the event definitely now is the time also to book your flights uh because of course it's going to be cheaper I couldn't believe I booked a

    00:08

    flight the other day it was so cheap like 98 dollars good grief wow I could I was like wow I can't believe it's so cheap and the other thing is to get your room at the hotel at The Host Hotel that we've got we've got a room block there

    00:25

    if you wait too long you don't get to take advantage of that room block discount so we got a lot of good things for you and reasons good reasons for you to go ahead and join us and get registered for Mas I hope that I've given you a lot of valuable information

    00:40

    today I am going to open it up to questions now give you an opportunity if there's any questions about the event let's get those out of the way uh any what am I going to cover uh oh the pricing right now you qualify for the

    00:56

    early bird discount you do have to register uh forward slash early bird so the the maximum message I don't think it's uh forward slash early bird I think if they just go to

    01:13

    the event site maximassetshield.com and if they if they want to enroll online It'll ask if you have a promo code the promo code is early bird there you go otherwise you can call the office the promo code is early bird thank you

    01:29

    Richard uh the promo code is early bird and yeah we've been putting it out on some of the email marketing so definitely wanted to give you an opportunity to take advantage of that extra thousand dollars off that we have going right now uh for the entire

    01:46

    four-day event now remember this I only do this event one time per year so this is your shot and it's October 12 13 14 15. so that four days in October are

    02:01

    going to be very very valuable to you and your family and your parents and your grandparents you probably should bring them with you they should learn this themselves they should know about it they should understand why it's a good idea or maybe they will fund you to

    02:19

    come to the event and bring it back to them to to teach them about it either way incorporating your parents and your grandparents I'm telling you that that's a benefit to you you will never have to go through the pain and suffering of

    02:34

    probate if you'll do what I'm telling you to do and the most valuable thing you could do is not have things in your own name and definitely not to have your parents or your grandparents any inheritance that might be coming your

    02:51

    way let's make sure that that is in trust before you inherit it so you don't go through that pain and suffering all right so now I'm going to open it up to questions and any questions about the event and any

    03:06

    questions about trusts uh someone asked is it in downtown Atlanta where about where is it where the airport at the airport yep we always make it easy for you to

    03:22

    come in we always contract with a hotel that has a shuttle so if you want to fly in and catch that hotel shuttle there's a special area at the Atlanta airport four shuttles and they just come every 15 minutes call the hotel and confirm

    03:38

    but uh definitely they will take you back to the hotel and you'll be just fine for the whole event because we're going to be sequestered I don't know if you've been to a Lou Brown event before but we get started about 8 30 in the

    03:55

    morning and we go to about 7 30 at night so I want to help you take advantage of as much learning as you possibly can and give you as many valuable lessons as I can so therefore we have it as an open

    04:12

    day of learning all three days now the the fourth day we end about 5 30. so there you if you've got a late afternoon evening flight from Atlanta that's

    04:27

    that's no worries you'll be able to make it to that and with the shuttle coming regularly you'll be able to get back over to the airport and uh I navigate that airport all the time and if I'm there an hour before the flight I'm always on that flight so uh We've so go

    04:44

    ahead and book your flights but get registered first uh to mark your spot and start getting your additional entries into the contest because you're not just going to have one entry into the contest you're going to have multiple opportunities to have multiple

    05:01

    entries into the contest and we will be doing a drawing on that on the 21st of September so those of you that are registered are going to be included in that drawing and we're going to have it live and in

    05:17

    person uh on Zoom that is so you'll be able to see the um the drawing and you'll be able to see who who wins Richard do we have any other questions

    05:32

    uh yeah um is it okay to ask for the name of the hotel room well basically if if if if we we announced it we'd have people show it up who are not enrolled so once you enroll you'll get you'll immediately get get the uh the hotel information and I'm

    05:49

    glad you mentioned that Richard because it's valuable it's important that you you don't just show up we print the manuals only for the number of folks that are there and we reserve spaces we reserve space in the room all of these

    06:04

    things and distinctions of setting up the event all of those have to be done based upon pre-registration so we don't want people just showing up and uh Shauna asked if you have a mortgage on your house can you still put

    06:20

    it into a trust absolutely Shawna I'm so glad you asked that question because that's exactly why they designed the law the way they did so I mentioned the Garn Saint-Germain Federal depository institutions act and

    06:37

    then I read that law and I found the exceptions and weighed down very deep it said that the lender is prohibited from calling the loan due upon sale if you are placing your property into your

    06:53

    trust essentially for estate planning purposes then the lender is prohibited from calling the loan due well that was designed for you Shawna that was designed for every one of you that have a home with a mortgage that you can indeed transfer the deed to the property

    07:12

    into trust and not have to be worried about the lender calling the loan due and guess what Shawna that might be your first subject to transaction where you're actually going to learn on your own property how to do subject two

    07:28

    because you're going to transfer your own house to a trust and it's going to be subject to that existing loan and the lender is prohibited from calling the loan dude how cool is that so thank you for asking that question

    07:53

    Richard do you have any others that you're seeing in the chat or Bruce uh no I don't I don't see any in the chat but I think this is a great time for people just to unmute themselves and speak up and ask questions since they got your ear

    08:08

    absolutely happy to answer any questions you might have on trusts Land Trust Personal Property Trust living trust to really get your head around what you're learning and how you're learning it um and always think about yourself think

    08:25

    about you know how does this apply to me what do I need to do uh what are my steps in this process is this a good idea for me I've got this that and the other thing is should I worry about trust is this important is it is it

    08:43

    important it's probably the most important thing Lou that people aren't aware of so I I applaud you for spreading the awareness but you have to understand that building building your wealth and building your

    08:59

    assets is great it's fun and but what's more important is you actually keep them now we do have a couple questions one of the questions is from Gerald is if your parents have you under their trust and

    09:17

    you have your personal under a different Trust is it on record you own what your parents put you under uh Gerald no if you're

    09:36

    hear me yeah Lou you cut out there start again with the answer for the beneficiary of the trust that is yours so your parents might have themselves listed as the primary

    09:51

    beneficiaries but then it comes to you perhaps as the successor beneficiary and don't believe what the attorneys tell you they might tell you that you should go ahead and probate the trust because

    10:07

    there might be some open uh bills and expenses that might come back later do not believe that nonsense it is nonsense to to line the attorney's Pockets so it once that trust that is my

    10:26

    opinion that is my opinion right uh that when you place your property in trust uh it is my opinion that you don't need any other processes and procedures uh that

    10:41

    in fact it passes at the instant of the death of the primary we just saw this happen recently when Queen Elizabeth II of England um died the instance she died Prince

    11:00

    Charles became King Charles what is the legal establishment for that it's a thing called a trust and you're dealing with a family that has like 4 000 trusts so the Queen of

    11:16

    England owns stuff the globe over the world over and of course because of the monarchy and the passing of that it instantly passed at the instant of her death to

    11:31

    Charles and then of course it goes down in the succession well in America we have a little bit more freedom we can choose who our beneficiaries are and uh and so we don't have to make it even a

    11:48

    Blood air we can make it a charity we can make it a friend we can make it family anybody we want to to make it and as a beneficiary we can do that uh thank you you're welcome you're

    12:04

    welcome so Gerald that is personal and private and you when you become the recipient of that by the way that trust could even stay in place and you could just leave it in place you could even change the trustee of that trust if it's

    12:21

    the type of trust that allows that because there's other trusts that I will be talking about I call it the elite trust that doesn't allow you to have the power to change that trustee uh so that is a very powerful trust because you can

    12:38

    control from the grave using the elite trust in addition to getting some incredible tax benefits all right so I see another question here will a transfer affect a property with a hard money loan so once again when you

    12:57

    transfer your property into trust for estate planning purposes the lender is prohibited from calling the loan due so you do have control over the deed to the property but when you transfer that deed just know that it comes with a writer it

    13:16

    comes with uh with baggage and that baggage is the loan why is the loan baggage on the deed because the deed was already pledged as collateral to that lender so when you change the name of

    13:32

    ownership on that deed well that loan is just going to come naturally over into the trust as an obligation of that asset not of the trust but of the asset the asset still is encumbered by that loan

    13:50

    that does not strip away the loan at all the loan comes with the transfer of the deed and Bob Jansen I see here says I have a house in a living trust do I put the

    14:05

    house in a land trust and then the beneficiary is the living trust Bob you certainly can do that and the reason that some people do exactly that is because they've got multiple properties so they want to put each property into

    14:20

    its own land trust but they want to have a collection point of those beneficial interests and so that filter collection Point can be the living trust so you can keep your living trust you've got your living trust you can keep your living trust and it just becomes a beneficiary

    14:37

    of the land trust and or the personal property trust then you have your living trust in place great question Bob all right I see Luis asks will a

    14:54

    transfer into a trust effect a property with a hard money loan we answered that and uh can can I get a copy of this recording well mookie I'm glad you asked that question because we are going to be replaying this on Thursday night at 8pm

    15:11

    all right so Steve Weber asks uh what if there is a tax lien on your residence can that be put in a trust or if we put the residence in trust does that help or not

    15:26

    um sure tax liens are different Steve the tax lien comes with the property so in other words once that deed transfers from let's say your name into the trust name then whatever liens were on that Deed from before come with it you're not

    15:44

    able to strip strip those out or strip those off at all just like a mortgage you cannot strip off anything that's already there now let's go to another Point Steve and another reason for trusts is let's say that somebody was

    16:01

    coming at you and you had already transferred your properties into this variety of land trusts and then somebody gets a judgment against you personally guess what that judgment will not attach to any of those

    16:19

    land trusts so the same is true with with you know you have a car accident anything anything that would come against you personally since you don't own anything personally well bring it on baby because the rest of the story is

    16:36

    those various trusts uh could have different beneficiaries than you and that does not connect you to any of those assets so that is another uh unasked question Steve but I I wanted to

    16:52

    add to the benefits of uh you're using the trust now Grace uh asked me uh can we put property on a trust that this was a direct message but I think this would benefit everyone Grace so can we put

    17:08

    properly in trust after buying it via a self-directed IRA and the answer Grace is yes you can so in other words the IRA would need the property to the land

    17:24

    trust and the self-directed IRA would then become a beneficiary of the land trust so you get your privacy your protection your probate avoidance uh by using the trusts and then it simply is

    17:42

    owned by that Ira meaning the beneficiary of the trust is the IRA um and Richard comments a recording will be made available if it is successful and reviewing it might earn you another

    17:58

    contest entry oh there's a there's an interesting point Richard uh Joe hartpence says signing up for the event yeah baby good for you Joe and uh Joe says the promo code is not working so we

    18:16

    will get on that Joe but now that we know that you want the event Dennis will be in touch and get you signed up thanks so much Jose uh Joe we are looking forward to seeing you there it is going to be Monumental Life altering uh and by

    18:33

    the way we only have a few seats left uh people pre-register for this event sometimes a year in advance so we have a lot of folks that already had committed to this event so we only have and what

    18:50

    we're sharing with you is the opportunity to come because the seating is limited in the room that we have why is that because we want to make sure that all of you get the opportunity to ask questions get personalized attention

    19:06

    I'll have my coaches there to support you in getting through the documents and understanding better if something needs to be re re-taught to you like during lunches and dinners and things like that you've got

    19:21

    opportunities to do that live at the event so we definitely want you to have that chance and once the seats are gone unfortunately it will be filled at that point there there won't be enough space because we're pre-ordering manuals and

    19:38

    things like that by the way you know you guys are are definitely asking questions that I want to make sure are included in the manual so thank you for that as weight Ron says wait I just got here what's the promo code please

    19:53

    all right hey hey the pro yeah we got a report that the promo code is not working so uh it's supposed to be early bird but I just someone reported it wasn't working so I just tried it and it's not working so uh there I put the phone number to

    20:09

    the office in in there if you want to enroll online or on over the phone uh but we'll work on getting that that working with great and Ron uh Dennis is on here so the uh 800 number is working and just go ahead and give a call and

    20:26

    we'll get you into the event for sure and get you pre-registered and get you also the credit for uh having pre-registered and the additional two thousand dollar uh opportunity that you got so imagine that you're going to be

    20:42

    uh drawn only from people that are pre-registered for this event so it's a it's a the odds are very very good for you uh on winning uh so definitely get as many entries as you can by going to

    20:58

    that site you you're going to see other ways that you can get extra entries into the um into the drawing but you do have to register in order to be included in the drawing number one number two you have to be pre-registered in order to qualify

    21:15

    for the extra two thousand dollar uh bonus remember this the grand prize is not one but two tickets to the millionaire jump start for yourself and your spouse significant other or 100 business partner plus uh two thousand

    21:34

    dollar rebate essentially that we are not only are you going to get a free ticket number one and number two but we're also going to give you two thousand dollars for you to use any way you would like and and and up to a

    21:51

    thousand dollars to cover your travel did you mention that for the grand prize winner I thought that was part of the two thousand dollars no no if if you uh are the grand prize winner because we only have one and we're going to have some secondary

    22:06

    prizes but if you're the grand prize winner and you get those two tickets and uh you're also gonna get a private lunch with you Lou at the event there we only have like you know think of how many meals lunches and dinners you have

    22:23

    in a four day event and and some of those are already taken yeah they're they're gonna get one of those so they get a private consultation with you over a meal and you know how valuable that would be right well I've made people very significant money uh private

    22:40

    consultation so I do know how valuable that is and in fact normally next week we'll do another uh webinar but I don't think there's going to be any of those uh consultations left normally what you did

    22:57

    last year Lou is you said like the first seven people because again there's limited space I think Dennis told me there's only like a couple left so is if you enroll now you might want to be able to qualify for one of those free consultations just by enrolling early

    23:12

    and again if you win the contest you get refunded plus that two thousand dollar bonus but the winner also gets a thousand dollars to cover their travel you just submit your expenses within 30 days and and so basically you know your meals your your airfare and your hotel

    23:29

    and all that up to a thousand dollars is paid by the man yeah baby man this is just getting sweeter all the time who's gone did I agree to this you know one of the great things about

    23:46

    uh the the event itself and being in person is that direct access so when you've got your questions people often come to me pull me to the side I got this special situation tell me about

    24:02

    what I ought to do in my situation what would you do in this situation and I'll say well what I would do in your situation is this and obviously what we want to do this in such a way that is beneficial to you and we want to make

    24:18

    sure that you get your personal questions your personal situation dealt with and one of the great tragedies is to know about trust but not to use trust so we want to make sure that not only do

    24:33

    you learn about them but you actually are implementing them it's that important y'all it's that important and Richards share earlier today about you know losing a six million dollar portfolio of 56 price properties

    24:49

    couldn't be more appropriate really for all of you to realize that all of us have everything on the line unless we take steps to make sure it's not on the line and we not

    25:06

    only learn it but we do it and we do it correctly to make sure that we're not going to have these issues in the future this is not a sometimes whenever thing this is a right now thing and I encourage each and every one of you to take advantage of all the steps of this

    25:24

    process and absolutely mark your calendar clear your calendar if your daughter's getting married have her reset the date this is too important but seriously and by the way if you do have

    25:39

    a conflict on that date let us know about that we've got a solution for you as well so take advantage of this today because you do get the two pay plan that means half now half in October

    25:55

    number one number two you get entered into the contest and hey the contest is now up to what is that nine thousand dollars worth of of value just no no no look the book hey look yeah I know

    26:12

    you're busy you like I can't believe how busy you are yeah you have so much value you're like supporting people like every day of the week almost live but that the pet the boot camp package the training the four day training package

    26:27

    alone is worth over ten thousand dollars plus there's about three four five thousand dollars with additional stuff you get as a grand prize winner so even if you didn't win and you enrolled you're getting you know the boot camp ticket uh the software

    26:45

    um the the special workshops that you have your auto yeah the autofill software yeah you add all that up it's worth just the ticket alone is worth over ten thousand dollars if you just bought at retail amen what a great thing well we

    27:00

    definitely are here to support you guys we want to see you win and be successful I'm looking all right and we got uh some comments and they're working on clearing my schedule now Ron

    27:18

    Carruthers good for you smart man congratulations brilliant uh Luis says when will this help event be held again I am unable to attend this time well Luis you definitely want to call in and talk with

    27:34

    Dennis because we have a solution for you even if you can't attend live we've got a solution all right and let's see uh Dennis is connecting with several folks now Grace Alvarez says what if we

    27:50

    can't find the original deed to bring to the event oh Grace I'm glad you asked that question it's on public record how cool is that that's one of the reasons they created public record because people did exactly that Grace they lost

    28:07

    the Deeds to properties and so they created the superior court of your county and the superior court of your county has that recording so definitely you can sometimes you can access it

    28:22

    online sometimes you have to go there in person to get it or if you have a relationship with a title company they could get it for you so there's a multitude of ways that you can access that deed but

    28:37

    definitely you'll want to have a copy of that because it's got something important in it Grace it's called a legal description the legal description of the property that you want to transfer into trust is right there on that deed so that's why it's so

    28:53

    important do not yeah and by the way all of you you do not have to bring your original with you to class you could bring a copy that's just fine it does not have to be the original original would you would you agree that the only reason you want a copy of the deed is

    29:10

    because you have to get that exact legal and you have to get exact name on title 100 so that's the reason that when you've got that deed directly in front of you you've got that legal description right on there and I'll even tell you how to use the existing deed to get the

    29:27

    legal description to attach to your uh to your trust uh Stephen Myers yeah baby okay I'm signing up for Mas look forward to seeing you Lou yeah baby boom Ron says thank you everyone uh awesome

    29:43

    Stephen Stephen is an awesome guy I'm really looking forward to seeing you Stephen bring your son too that's smart move all right and uh Steve Weber says not my daughter's wedding that conflicts but pretty close so I'll call Dennis

    30:00

    but Steve one of the things God created is a plane so we can just leave one event and go right to the other so that's that's that's perfect and I'm glad you're going to be able to make it uh we have been able to support people in number of different ways Dennis knows

    30:17

    those ways so we want to make sure that each and every one of you have the opportunity to not miss this one time per year event because hey once I do it it's done we do record it so talk with Dennis about other options if you can't

    30:34

    be there but we definitely want you to be there if you can be there because that's when you're going to be able to consume the information directly to your own personal self and personal situation and get the best benefit for yourself and your family so thank you for being

    30:51

    here today everyone I hope you got a lot of value and definitely looking forward to seeing each and every one of you personally live there at the event and Richard thank you for being not only being an emcee today but also to uh to

    31:07

    share your story it's a powerful story and one that I think is a real eye-opener that not only can It Happen not only have we seen headlines about other people that it's happened to but

    31:23

    hey we got somebody in the family that it's happened to and really that um that was willing to open up and share that uh his recommended well you tell them your recommendation Richard well yeah I mean

    31:39

    again you don't think it's going to happen to you and that because again I I think positive right I focus on what I want and I I and I'm pretty resilient so I I figure I can handle anything I lost two years of my life when that

    31:55

    happened to me I was numb Lou for two years because I couldn't figure out how I could possibly avoid that in retrospect asset protection strategies that you teach would have handled it for me I was just too bold and confident that no

    32:14

    one's ever going to come after me so I didn't follow the rules and follow the rules it's a great lesson and all of us know how it's easy to put things off we know about procrastination for some of us it's our best friend

    32:29

    that's so you know put it out ah get around to that one I don't need that there's somebody else I'll hire somebody to do it that's another well no here's the deal I know exactly what you're going to do at your event you're you're setting everybody up but

    32:46

    here's the deal you get it set up in four days and then with and then you with the instruction and the software it's very simple to protect everything going forward

    33:01

    so this is going to help you forever so yeah absolutely the sooner the better someone asks when's the next time you're going to do this live event next year in fact how many times have you done this event Lou this is my 20th year Richard

    33:17

    this is my 20th year of doing this four day event I used to do it in a couple of days and then it was three days and I said you know there's just so much information and really people need the

    33:32

    consumption side of things they need to be able to not only hear it not only see it but to do it and so I created in 20 years ago I created it into a four-day event and we did used to do it twice twice a

    33:47

    year but I said I got too many other things to teach I can't just teach trusts and so I got to give Pebble an opportunity to learn these other things as well and we created into the three four day events that we still do to this

    34:03

    day 20 years later so I love to give people this opportunity to to take advantage of something that changed my life I can tell you for sure that it changed my life when I started learning about these in 1982-83 and started

    34:19

    teaching them in 1985 and started uh showing others what to do and how to do it in 1986 and been doing it ever since so not only have been doing the four day for 20 years but I've been teaching

    34:34

    folks for 35 years how to use these trusts and it is a hidden secret it's a Hidden Gem so you might wonder why everyone else is not doing it well the reason is because it's a secret it's

    34:50

    hidden from View and we all know and have experienced how things the media they don't share with us everything that we could know and allow us to make our own decisions they hide things from us

    35:06

    on purpose with purpose they don't want us to know and unfortunately trust is one of the things that is held from view it is reserved for the elites and in fact there's not a lot of attorneys that even know about trusts

    35:23

    and I wanted to make that final comment that sometimes we want to hand off our duties obligations to others and say okay you're an attorney you know what to do just do it well

    35:38

    that's fine in other legal matters but when it comes to burying the bones which is what trusts are it allows you to bury the bones in the yard and just like a dog buries the bones they know where the bones are but you don't it's a big yard

    35:55

    out there and you're about to bury the bones and you need to know for yourself what you are doing and how you are doing it and why you're making the decisions you're making and that's why it is not

    36:12

    the best to hand it off to a third party because you still don't know what you did this allows you to know what you did know how you did it and know how you can change it if you choose to change it in the future and that is so important as

    36:28

    well so all right Lou I know we're out of time here but there's another thing I know that this you do a lot of three or four day events several you know each year and that's why you only do this once a year because you're supporting

    36:44

    you know all that other stuff that you help people with but this is one of the most attended events every year and I want to invite anybody who's previously attend to take advantage of their benefit

    37:01

    because what if when you go to the uh maximum asset shield.com forward slash contest you'll see the description of the Prize Package and you'll see which includes the boot camp right one of the elements that you always offer in the boot camp ticket is the ability to come

    37:18

    back so instead of paying three thousand or four thousand dollars to come back you come back for 400 500 bucks and you still get all the updated software updated documents updated training forever and so that's I and I know you

    37:33

    probably get a lot of people repeating this even though it's yeah yeah we do uh people are smart enough to realize that if you watch a movie one time you didn't see everything and you know you can easily prove that by watching a movie a second time and you pick up all kinds of

    37:50

    things you didn't see the first time and you go wow that was right there in front of my eyes but I didn't even see it the same thing happens with the subject of trusts so frankly as many times as it been is not enough you should come back each and every year

    38:07

    because it's gonna update refresh and give you New Perspectives that you simply didn't have before because you weren't ready to learn that information so thank you for making that point Richard it's fun it is but believe it or not trusts are

    38:25

    fun and we do have a lot of laughs in there uh and and it's it's kind of like edutainment because uh there's there's things in there too that that are quite entertaining that that people enjoy uh

    38:40

    but there's you know the the other side of the coin is it's a serious matter and it's smart for you to take advantage of it because it is that serious for your future all right everyone so look forward to

    38:56

    seeing you there at the event thank you for taking your time today hopefully this has been valuable to you and that I've given you some things to ponder and consider about your future and about protecting your assets your parents assets your grandparents assets uh and

    39:14

    getting your estate established for your kids and your grandkids as well so smart move on your part to be here smart move to get signed up for the event thanks again Richard and look forward to seeing you guys again soon

    39:30

    on the Sunday night call take care